Terms of Service — True Bills Guard

Operated by Vajgrt Labs. Last updated October 31, 2026.

The service

True Bills Guard analyzes transaction history to identify recurring bills, normalize their true monthly cost, project account balances, and warn about projected shortfalls. It is an information tool. It is not a bank, a lender, or a financial advisor, and nothing it shows is financial advice.

No money movement, no guarantees

The service is read-only. It cannot pay bills, move funds, or prevent a payment from declining. Projections are estimates based on past activity; your bank's actual posting order, holds, and fees may differ. You remain responsible for your accounts and payments.

Subscriptions

When billing opens, True Bills Guard costs $59 per year or $6.99 per month, with a 30-day free trial for new subscribers. There is no lifetime plan. You may cancel at any time; cancellation stops renewal and access continues to the end of the paid period.

Acceptable use

Connect only financial accounts you own or are authorized to use. Do not attempt to disrupt the service or access another person's data.

Liability

The service is provided "as is." To the maximum extent permitted by law, Vajgrt Labs is not liable for fees, declines, or losses arising from reliance on projections or detection results.

Contact

hello@vajgrtlabs.com · See also our Privacy Policy.

Made by Vajgrt Labs